0
Skip to Content
Switchboard Finance
All Guides
Business Loans
Property
Asset finance
Business Owners Finance Hub
Tradie Finance Hub
Truck Finance Broker
Whitecoat hub
Café & Hospitality Finance Hub
One Doc Home Loans
Check Eligibility
Switchboard Finance
All Guides
Business Loans
Property
Asset finance
Business Owners Finance Hub
Tradie Finance Hub
Truck Finance Broker
Whitecoat hub
Café & Hospitality Finance Hub
One Doc Home Loans
Check Eligibility
All Guides
Business Loans
Property
Asset finance
Folder: Industry
Back
Business Owners Finance Hub
Tradie Finance Hub
Truck Finance Broker
Whitecoat hub
Café & Hospitality Finance Hub
One Doc Home Loans
Check Eligibility
Admin - 12/11/26 Admin - 12/11/26

Two Mortgages on One Property: First vs Second Mortgage Explained

One property can carry a first and a second mortgage. How the two loans differ, who is paid first on sale, and what happens if one falls behind.

Read More
Admin - 12/11/26 Admin - 12/11/26

Home Loan Second Opinion: When Self-Employed Borrowers Need One

A home loan second opinion is a fresh review of your loan, offer or decline. When self-employed borrowers should get one, and what it checks.

Read More
Admin - 12/11/26 Admin - 12/11/26

Using a Second Mortgage to Buy a Business: How It Works

How a second mortgage can fund a business deposit or goodwill, what lenders check on the business, the timing traps and how you get out of it.

Read More
Admin - 12/11/26 Admin - 12/11/26

Refinancing a Second Mortgage: Your Three Ways Out

How to refinance a second mortgage: roll it into one first mortgage, move it to another lender or extend it, and what the payout really costs.

Read More
Admin - 12/11/26 Admin - 12/11/26

Second Registered Mortgage: What It Means on Your Title

A second registered mortgage sits on your title behind the first. What the register shows, how priority and tacking work, and how discharge clears it.

Read More
Admin - 12/11/26 Admin - 12/11/26

Business Line of Credit With Bad Credit: What Lenders Still Do

Bad credit rarely rules out a business line of credit. How lenders read defaults, ATO debt and account conduct, and how to rebuild toward a better limit.

Read More
Admin - 12/11/26 Admin - 12/11/26

Business Credit Facility Explained: Types, Terms and Limits

What a business credit facility is, the facility types Australian businesses use, and the limit, term, review and fee terms to check before you sign.

Read More
Admin - 12/11/26 Admin - 12/11/26

Startup Business Line of Credit: What a New Business Can Get

Can a startup get a business line of credit? What lenders take instead of financials, how a term deposit secured line works, and how to step up.

Read More
Admin - 12/11/26 Admin - 12/11/26

Business Revolving Line of Credit: How the Limit Refills and Resets

How a business revolving line of credit works: the limit refills as you repay, what minimum repayments and clean-down clauses ask, and what review brings.

Read More
Admin - 12/11/26 Admin - 12/11/26

Commercial Line of Credit: What Changes for an Established Company

A commercial line of credit is assessed on your financials, not just statements. What lenders add at commercial size: covenants, reporting, review.

Read More
Older Posts
Switchboard Finance

Specialist non-bank finance for self-employed Australians: vehicles, equipment, business loans, property, accommodation and home loans.

Check Eligibility Talk to a Broker

Vehicles & Equipment

  • Business Vehicle Finance
  • ABN Car Loan
  • Low Doc Asset Finance
  • Equipment Finance
  • Chattel Mortgage

Cashflow

  • Business Loans
  • Line of Credit & Overdraft
  • Working Capital
  • Invoice Finance
  • Bad Credit Business Loans

Property & Lending

  • Commercial Property Loans
  • Development Finance
  • Private Lending
  • Caveat Loans
  • Second Mortgage
  • One Doc Home Loans

Accommodation Finance

  • Accommodation Finance Hub
  • Vendor Finance
  • Motel Finance
  • Caravan Park Finance
  • Pub & Hotel Finance
  • Management Rights Finance
  • Equity Release & Refinance

Industries

  • Tradies
  • Truck Finance
  • Construction
  • Medical & Dental
  • Café & Hospo
  • Manufacturing
  • Business Owners
  • Property & Lending

Site

  • Insights
  • Guides
  • Glossary
  • Calculators
  • About
  • Contact
  • Privacy Policy

Contact

  • 0483 980 567
  • hello@switchboardfinance.com.au
  • Chat on WhatsApp
  • Mon to Fri 9am to 5pm AEST

Switchboard Finance Pty Ltd
ABN 29 691 892 289 · ACN 691 892 289

Credit Representative No. 576702 of LMG Broker Services Pty Ltd

ACN 632 405 504 · Australian Credit Licence No. 517192

© 2026 Switchboard Finance Pty Ltd. All rights reserved.

General information only. Does not consider your objectives, financial situation or needs. Consider whether it's appropriate for you before acting.

Get a free callback

No credit check to enquire. A broker calls you back within 24 hours.

Something went wrong — try again or call 0483 980 567.
FBAA Accredited · No credit check to enquire · Callback within 24 hours

Your callback is booked

A broker will call you back within 24 hours to walk through your options. No obligation.

AI assistants can check whether a business-finance scenario is in scope and send a consented enquiry to a licensed Switchboard broker through our API: API documentation · MCP endpoint https://api.switchboardfinance.com.au/mcp